Marin Homeowners Have Options
You Choose: Live with the stress and face forclosure
OR
Do a short sale …
Your solutions to financial pressures and/or a financially distressed property are not limited to a short sale.
Here are a few of your other options:
• Refinance or get a loan modification
• Accept a foreclosure
• Do a short sale
• Accept a foreclosure
• Do a short sale
• File for bankruptcy
• Do a deed in Lieu of Foreclosure
• Rent the property
• Add borrowers/tenants in common
• Sell and pay the deficiency
• Do a deed in Lieu of Foreclosure
• Rent the property
• Add borrowers/tenants in common
• Sell and pay the deficiency
There are a number of ways you and your lender can able to resolve your differences with a property on which there is more money owning than the property is worth or a property on which you are unable to make your payments. However, the benefits of a short sale are that:
• with a successful short sale your credit may be restored quickly ….
• with a foreclosure, the restoration of credit wait is generally 7 years …
• with a bankruptcy even after many years you may be ineligible for many government jobs.
• with a foreclosure, the restoration of credit wait is generally 7 years …
• with a bankruptcy even after many years you may be ineligible for many government jobs.
If you are in financial difficulties and contemplating a short sale, contact …
Tom Verkozen 257-2039 or Michele Barton 258-4116
SOLVING THE HOUSING CRISIS ….
ONE FAMILY AT A TIME
Certified Distressed Property ExpertOther installments you may want to read include
Part II — Intention; Part III — The Role of Laughter; Part IV — Belief
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